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A credit union is simply a nonprofit, cooperative financial institution owned and operated by members. A volunteer board, elected by the members, manages the credit union’s ongoing affairs. Organized to serve, credit unions provide members with a safe place to save and borrow at reasonable rates.
Federal credit unions are chartered, regulated and insured by the National Credit Union Administration (NCUA), a U.S. government agency created for just this purpose. In federal credit unions, member accounts are insured up to at least $250,000 per member account, and up to $250,000 for IRA accounts. As a result, your money is safe when it’s in a federal credit union like SEFCU.
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Membership
You can join SEFCU if you live, work, attend school, or worship in the cities or towns of...Albany, Amherst, Barker, Barton, Berkshire, Binghamton, Buffalo, Candor, Cohoes, Colesville, Conklin, Dickinson, Green Island, Kirkwood, Lisle, Lackawanna, Maine, Mechanicville, Montgomery County, Nichols, Nanticoke, Rensselaer, Richford, Sanford, Schenectady, Spencer, Syracuse, Triangle, Troy, Union, Watervliet
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