CURRENT RATES
| TODAY'S RATES: Adjustable Rate Mortgages | | Loan Sub-Account Description | Rate*
Effective 09/02/2010 PM* | Points | Annual Percentage Rate (APR) | | 1 Year Non-Convertible ARM | 3.000% | 1.25 | 3.35% | | 1 Year Non-Convertible ARM | 3.500% | 0.00 | 3.28% | | 1 Year Non-Covertible JUMBO ARM** | 4.750% | 0.00 | 3.60% | | 1 Year Non-Covertible JUMBO ARM** | 5.000% | 1.25 | 3.72% | | 1 Year Convertible ARM | 3.125% | 1.25 | 3.34% | | 1 Year Convertible ARM | 3.625% | 0.00 | 3.28% | | 3/1 ARM | 3.625% | 0.00 | 3.35% | | 3/1 Year JUMBO ARM** | 5.750% | 0.00 | 4.03% | | 5/1 ARM | 3.750% | 0.00 | 3.44% | | 5/1 Year JUMBO ARM** | 6.100% | 0.00 | 4.50% | | Conversion Option Rate: | Please call for rates | n/a | n/a |
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Owner Occupied
Minimum downpayment is 5%. All ARMs are locked at time of application.
*Rates are posted twice a day (AM and PM) and are subject to change without notice.
For non-owner occupied rates please call 518-464-5357.
**JUMBO product is for loans ranging in amounts of $417,001 to $2,000,000. Maximum loan amount and minimum downpayment required are determined by number of units and whether this is a primary (max 4 units) or vacation (max 1 unit) home.
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