SEFCU - Conventional Bi-Weekly Rate

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CURRENT RATES

TODAY'S RATES: Conventional Bi-Weekly Rate
Loan Sub-Account Description	Rate* Effective 7/29/2010 AM*	Points	Annual Percentage Rate (APR)
30 Year Fixed	4.500%	2.00	4.68%
30 Year Fixed	4.750%	1.00	4.84%
30 Year Fixed	5.000%	0.00	4.99%
15 Year Fixed	3.875%	2.50	4.28%
15 Year Fixed	4.125%	1.25	4.32%
15 Year Fixed	4.375%	0.00	4.36%

Owner Occupied

Minimum downpayment is 5%.

*Rates are posted twice a day (AM and PM) and are subject to change without notice.

For non-owner occupied rates please call 518-464-5357.

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