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You're running errands ... you need cash ... but you're nowhere near a SEFCU ATM. What to do? You can still get your money, surcharge-free,* at many area locations—thanks to SEFCU’s membership in the SUM Program. SUM offers ATM transactions free of surcharge at participating financial institutions, such as:

• Capital Communications Federal Credit Union
• Health Employees Federal Credit Union
• Sunmark Federal Credit Union

The SUM Program also has participants in other regions of New York State, as well as in Massachusetts, Connecticut, and New Hampshire. For a list of SUM ATMs near you, Click here.
 
*SEFCU members who use their SEFCU Visa check card at any SUM participants' ATM will be charged a minimal non-SEFCU transaction fee to cover NYCE charges to the credit union for these transactions but will not be assessed any additional surcharge. 

 
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