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TODAY'S RATES: Traditional and Roth IRA
Average Monthly Tier BalancesMinimum Opening Deposit Minimum Average Monthly Balance to Obtain APY*Dividend RateAnnual Percentage Yield*
$0-$2,499.99N/A$1.000.50%0.50%
$2,500.00-$9,999.00N/A$2,500.000.50%0.50%
$10,000.00-$24,999.99N/A$10,000.000.75%0.75%
$25,000.00-$49,999.99N/A$25,000.001.05%1.06%
$50,000.00 & overN/A$50,000.001.14%1.15%

Wondering how you can earn tax-free income in your later years? Then look closely at a SEFCU Roth IRA. With Roth accounts, your contributions are made with after-tax money, and your growth is tax-free. Dividend withdrawals are tax-free if the account has been open for five years or more and the IRA owner meets certain conditions.
 
To learn more about Roth IRAs, e-mail us or contact the Member Solutions Center at 518-452-8183 or 800-727-3328.
 
*Annual Percentage Yield. APY assumes that dividends will not be withdrawn. Rates subject to change without notice.
 

 
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