SEFCU - Traditional IRAs

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TODAY'S RATES: Traditional & Roth IRA Certificates
Term Dividend Rate Annual Percentage Yield**
6 month (fixed rate) 0.50% 0.50%
10 month (fixed rate) 0.50% 0.50%
12 month (fixed rate) 0.90% 0.90%
15 month (fixed rate) 0.90% 0.90%
18 month (fixed rate) 1.00% 1.00%
24 month (fixed rate) 1.25% 1.26%
36 month (fixed rate) 1.90% 1.92%
48 month (fixed rate) 2.15% 2.17%
60 month (fixed rate) 2.70% 2.73%
24 month add-on 1.25% 1.26%

Looking for a smart way to save for retirement? SEFCU’s Traditional Individual Retirement Account (IRA) may be the answer. You contribute pre-tax dollars to your account, and the earnings are tax-deferred until withdrawals begin at age 59½ or later. If you think you’ll be in a lower tax bracket when you retire, this may be the best option for you!

Find out more today. E-mail us or contact our Member Solutions Center at 518-452-8183 or 800-727-3328.

*Annual Percentage Yield. APY assumes that dividends will not be withdrawn. Rates subject to change without notice.

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