Do you want the convenience of a credit card at SEFCU’s lowest rate? Then the SEFCU Secured Visa Gold Card may be right for you. It’s designed for members who maintain larger balances in savings or have share certificates at SEFCU. Members agree to secure funds on deposit, plus an additional 10%, as collateral for their credit card loan, while continuing to earn interest on the secured funds.
Is this the right card for you? Apply online today.
*** Applies to purchases and cash advances; Prime Rate plus 0.0%. This is based upon the card being secured by SEFCU Mint Savings or SEFCU Preferred Savings with a balance equal to or exceeding the credit line.
+The Finance Charge (interest) on purchases and cash advances is calculated by adding 0.0% to the highest Prime Rate published in the Wall Street Journal on the second Tuesday of February, May, August, and November. The new rate will be effective with the first billing cycle of April, July, October, and January respectively. As of August 2009, the Prime Rate was 3.25% Based on this Prime Rate, the corresponding fully indexed annual percentage rate would be 3.25%. The Secured Visa carries a minimum APR of 3.00%. Future prime rates and corresponding APRs will vary. Accounts that move from a secured status to unsecured will shift to the prevailing Gold card variable rate noted above. The introductory rate program does not apply to the Visa Share Secured Gold Card program.