Want a credit card with all the extras? Get some of the best rates around—and more—with SEFCU’s Visa Gold Card. Members who qualify for this card receive a great introductory fixed rate for the first six months and a competitive variable rate after that. Cardholders also receive Visa Gold convenience checks that can be used to transfer balances or pay off high-rate credit cards.

There are plenty of other benefits too. Visa Gold carries no annual fee and features a $2,500 - $15,000 credit limit, an automatic payment option linked to your SEFCU free checking or savings account, auto rental insurance and up to $400,000 in automatic travel accident insurance. You also have access to emergency card replacement and emergency cash.

Is SEFCU’s Visa Gold Card right for you? Apply online today, or download an application and send it to us.

** Annual Percentage Rate. Applies to purchases and cash advances for the first 6 months activation; Prime Rate plus 5.0% thereafter. Rate accurate as of   and subject to change without notice.

** Annual Percentage Rate. The Finance Charge (interest) on purchases and cash advances is calculated by adding 5.0% to the highest Prime Rate published in the Wall Street Journal on the second Tuesday of February, May, August, and November. The new rate will be effective with the first billing cycle of April, July, October, and January respectively. As of November 2009, the Prime Rate was 3.25%. Based on this Prime Rate, the corresponding fully indexed annual percentage rate would be 8.25%. Future prime rates and corresponding APRs will vary. As of November 1, 1998, new Visa Gold accounts will receive a special introductory rate of 6.9% APR for the first six months. The introductory rate program does not apply to the Visa Business Gold Card program. Rate accurate as and subject to change without notice.