It’s never too late to think about buying life insurance—especially when you’re a SEFCU member. Our guaranteed issued life insurance “guarantees” a death benefit to senior citizens or individuals whose health prevents them from qualifying for many standard policies. Beneficiaries of the policy can use its cash value to help pay off medical bills, final expenses, credit card charges and outstanding loans. Getting started is easy: you’re not required to answer any health questions or take a physical. If guaranteed life insurance could benefit you, call SEFCU’s insurance professionals at 518-786-9905 or 888-250-6689 (outside the 518 area code), or e-mail agent@sefcuinsuranceagency.com.