Choosing the right mix of investments is certainly a challenge, and with your hectic daily routine, monitoring the performance of your accounts can be even more difficult. That’s why SEFCU is glad to offer you access to mutual funds* through our partnership with UVEST**. With the variety of funds available, there’s a fund for nearly every need and financial situation. Call us at 518-862-1955 or 800-727-3328 (outside the 518 area code) or e-mail sefcu@uvestmail.com to find out how mutual funds can help you meet your financial goals.
Why Mutual Funds?
Greater buying power. When you invest in a mutual fund, your money is pooled with money from other investors to create much greater buying power than you would have if you invested on your own.
Enhanced diversification. A mutual fund invests in stocks, bonds or both and adjusts its share of these investments according to market fluctuations. Mutual funds do not depend on the performance of one or two individual holdings, but rather spread the risk of investing over many securities—which tends to lower your risk.
Professional management. Mutual fund portfolio managers are highly trained, experienced financial analysts who keep close tabs on the market. These individuals make regular adjustments to the portfolio to bring you the best possible return on your money.
Affordable investing. With mutual funds, you can reap the benefits of diversification and a professionally managed portfolio without having to come up with the larger sums of money you would need to purchase securities in multiple companies if you were investing on your own.
With so many mutual funds in the marketplace today, choosing one that matches your financial needs and risk preference can be overwhelming – why not leave the worrying to us?
*You should consider a mutual fund’s investment objectives, risks, charges and expenses carefully before investing. Contact your Financial Advisor to request a prospectus, which contains this and other information about a specific mutual fund. Read it carefully before you invest. Past performance is no guarantee of future results. Investment return and principal value of a mutual fund will fluctuate, causing shares, when redeemed, to be worth more or less than their original cost.
**Securities are offered by, and Investment Consultants are registered with, UVEST Financial Services, member FINRA/SIPC. UVEST is independent of any financial institution. This site is designed for U.S. residents only. The services offered within this site are available exclusively through our U.S. registered representatives. UVEST Financial Services U.S. registered representatives may only conduct business with residents of the states for which they are properly registered. Please note that not all of the investments and services mentioned are available in every state.
| Not NCUA Insured |
Not Credit Union Guaranteed |
May Lose Value |
| Not Guaranteed by any Government Agency |
Not a Credit Union Deposit |