SEFCU - Construction Loans

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TODAY'S RATES: Construction Loans
Loan Sub-Account Description Rate*
Effective 3/18/2010 AM* Points Annual Percentage Rate (APR)
1 Year ARM 4.750% 2.25 7.57%
Non-Convertible 4.500% 1.00 7.41%
1 Year ARM 4.125% 2.25 7.62%
Convertible Option 4.625% 1.00 7.54%
3/1 ARM 5.250% 1.00 7.64%
5/1 ARM 5.600% 1.00 7.57%

Building your own home? SEFCU makes the financing easy—and affordable. Finance a builder's contract and borrow up to 75% of the land value plus the cost of construction with a low adjustable rate.

Best of all, you can apply online, simpy visit our Mortgage Center, or call a SEFCU Mortgage Originator at 518-451-2941. Outside the 518 area code call 866-733-2880 x 2941.

2% Annual Cap / 6% Lifetime Cap / Margin 3% / Index - One Year Treasury Bill

Constuction ARM Rates are locked for 6 months, all others for 60 days.

*Rates are posted twice a day (AM and PM) and are subject to change without notice.
For non-owner occupied rates please call 518-464-5357.

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