SEFCU - FHA Mortgages

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TODAY'S RATES: FHA Mortgages
Loan Sub-Account Description Rate*
Effective 3/12/2010 PM* Points Annual Percentage Rate (APR)
203(b) 30 Year fixed 5.125% 0.000 5.65%
203(b) 30 Year fixed 5.125% 0.000 5.65%
203(b) 30 Year fixed 5.125% 0.000 5.65%
203(b) 15 Year fixed 5.000% 0.000 5.39%
203(b) 15 Year fixed 5.000% 0.000 5.39%

Even if you don’t qualify for a traditional mortgage, SEFCU can help! Our FHA mortgages carry easier qualifying criteria and minimal down payments. You can choose a fixed or adjustable rate, with terms of 15, 20, 25 or 30 years.**

Best of all, you can apply online, simpy visit our Mortgage Center, or call a SEFCU Mortgage Originator at 518-451-2941. Outside the 518 area code call 866-733-2880 x 2941.

For FHA loans amounts between $40,000-$49.999 add 0.50 points to the points listed.

For FHA loans amounts under $40,000 add 1.00 point to the points listed.

FHA rates are effective until 4:30 P.M. APR rates are based on $100,000 loan amounts.

** 1% Annual Cap / 5% Lifetime Cap / Margin 2.75% / Index One Year Treasury Bill

FHA rates can be locked at any time from application to approval.

*Rates are posted twice a day (AM and PM) and are subject to change without notice.
For non-owner occupied rates call 518-464-5357.

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