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| TODAY'S RATES: Conventional Fixed Rate | | Loan Sub-Account Description | Rate* Effective 3/19/2010 AM* | Points | Annual Percentage Rate (APR) | | 30 Year Fixed | 4.625% | 3.00 | 4.90% | | 30 Year Fixed | 4.875% | 1.25 | 4.99% | | 30 Year Fixed | 5.125% | 0.00 | 5.13% | | 20 Year Fixed | 4.500% | 2.25 | 4.78% | | 20 Year Fixed | 4.750% | 1.00 | 4.88% | | 20 Year Fixed | 5.000% | 0.00 | 5.01% | | 15 Year Fixed | 4.125% | 2.25 | 4.48% | | 15 Year Fixed | 4.250% | 1.25 | 4.45% | | 15 Year Fixed | 4.500% | 0.00 | 4.51% | | 10 Year Fixed | 4.125% | 2.25 | 4.63% | | 10 Year Fixed | 4.250% | 1.25 | 4.54% | | 10 Year Fixed | 4.500% | 0.00 | 4.52% |
At SEFCU, we offer both cash-out refinances up to 80% loan to value and no cash-out refinances up to 95% loan to value.
Best of all, you can apply online, simply visit our Mortgage Center, or call a SEFCU Mortgage Originator at 518-451-2941. Outside the 518 area code call 866-733-2880 x 2941.
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