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TODAY'S RATES: Education Loans
TermRate StructurePresent APR as low asMinimum APR
4 Year Draw PeriodRate Fixed Between Advances9.00%8.50%
11 Year Repay PeriodRate Fixed Between Advances9.50%8.50%
4 Year Draw/11 Year RepaymentVariable rate8.50%8.50%

If the school’s financial aid package leaves you a few dollars short of the tuition payment, SEFCU can fill the gap—with a program that’s flexible enough to meet your needs. Choose from a student loan or a line of credit. Borrow from $500 to $25,000, and take up to 15 years to repay. There’s even an interest-only option, where you begin repayment of principal only after graduation.

To find out more, contact us at 518-452-8183 or 800-727-3328 or visit a branch. We’ll help you proceed with the right application for your situation.  
 
* Annual Percentage Rate. Rate listed includes a quarter-percent discount for electronic payment and assumes creditworthiness. Rate accurate as of and subject to change without notice.

 
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