You need a car loan, but you haven’t had the chance to build your credit history. At SEFCU, that’s no problem—because our First Time Borrower loan program brings that car within your reach. With a First Time Borrower loan, you can borrow up to 50% of your Annual Gross Income and get a $1,000 line of credit as well.
To qualify for a First Time Borrower loan, you’ll need a SEFCU free checking account with a SEFCU Check Card. You'll also need to make payments through payroll deduction, direct deposit or—if those aren’t available—automatic transfer.
Ready to apply? Simply apply online to receive your loan decision in just minutes or apply by phone at 518-452-8183 or 800-727-3328.
