Member’s Choice® Guaranteed Asset Protection

Did you know that if your vehicle is stolen or is in an accident, your insurance provider will only cover the market value of the vehicle at the time of loss?

Don’t risk one of your most precious assets; protect yourself with Guaranteed Asset Protection (GAP). GAP will reimburse you the difference between what you receive from your insurance company and the amount required to pay off your loan if the payoff is greater than the market value of the vehicle. GAP will also protect your credit rating if your vehicle is declared a total loss and your primary insurance company does not cover the amount you owe on your vehicle.

GAP is only $74 for motor vehicles and $99 for power sport vehicles. You can finance the cost into your SEFCU loan, or pay it separately from your SEFCU account.

To see if this coverage is right for you, click here to use the Guaranteed Asset Protection calculator.

Sound like something that you might be interested in? Speak to a branch representative or call the Member Solutions Center at 518-452-8183 or 800-727-3328 (outside the 518 area code and within the Continental U.S.) to learn more about Guaranteed Asset Protection.